Horse rendered in Daz, Reality, Lux.
UPDATE: Yes this is a 3D render, not a photo. This is the Millennium Horse available at Daz3d with the pro textures by CWRW and with the velvet material setting in the Reality Plug in and then rendered with the Lux Renderer. Mane and tail and muzzle painted in PS as well as painting out all the harsh edges and lines pretty much every corner.
See the plain horse here:
Some textures from cgtextures.com, everything else painted.
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